Mano bankas – is a financial power bank for business, and we work in this area with deep attention and a personal attitude. With quality and expertise, we aim to become a private bank for business. Clients call our experts by name, have their direct contact details and know that we will do everything to address any issue most efficiently and in the shortest time possible. By recognizing each company's distinctiveness, we easily adapt to it.

Being the first bank in Lithuania to receive a specialized banking license in 2018, we focused on business loans and payment services since.

As Mano bankas rapidly expands, we are looking for a Credit Risk Analyst to join our team. You will work closely with the Credit Risk Manager, who will provide full support. However, the main part of the role will focus on evaluating potential corporate credit lending. This includes financial analysis of clients, internal credit scoring, market and industry analysis (based on the client’s NACE Rev. 2 sector), proposing required covenants, and summarizing all findings and insights into reports for the Loan Committee.

WHAT WILL YOU DO:

• Perform individual evaluations of corporate and large housing loans, including financial analysis, investigative assessment, and internal scoring;

• Assist the Credit Risk Manager in maintaining and updating credit risk policies and procedures;

• Coordinate the client monitoring process in line with early warning system requirements.

WHAT WE EXPECT:

• At least 2 years of hands-on experience in financial analysis of corporate clients;

• At least 2 years of experience in internal credit scoring of corporate clients (soft scoring and investigative evaluation rather than scorecard development);

• At least 2 years of experience across a broad range of sectors, with mandatory experience in transport, real estate, retail, and manufacturing;

• Practical knowledge of individual risk mitigation practices in lending within the banking sector;

• Fluency in English and Lithuanian, both written and spoken.
  

WHAT WE OFFER:

• Salary range of €2,500–€3,700 gross, depending on experience and competencies

• Private healthcare insurance

• Three additional paid vacation days a year

• Bonusses for personal celebrations or bereavement

• Flexible working time and hybrid working model

• Parking in Vilnius “Green Zone” or JUDU public transport ticket

All detailed information regarding the collection and processing of the personal data of candidates please see the Privacy Policy of the AB Mano bankas.